fipolar - Fipolar

December 4, 2022December 5, 2022

How I Increased my Net Worth from $0 to $50,000 in 2 Years in my Twenties

At 22, I was fresh out of college with absolutely no idea how to manage my finances. By 24, I had $50,000 saved and invested in my savings and retirement accounts. This post breaks down my journey of learning how to budget, save, and grow my net worth from $0k to $50k in two years.

During this time, I was devouring every article I could find on debt payoff and how to save money. I read countless inspirational debt payoff stories and as many saving stories as I could find. Most said exactly the same thing (“it took a lot of work and we cut cable”) and very very few were about people in their twenties saving money. While personal finance podcasts and blogs helped me along my journey, I struggled to find a story similar to mine. It felt isolating and all I wanted was validation that other twenty-somethings were doing this too.

October 2, 2022October 2, 2022

Off Our Budget Groove

Recently I was listening to the Frugal Friends podcast and one of the cohosts said something profound, “some seasons just get you out of your groove with budgeting”. This hit me because I am in a season where I’m out of my groove. Two years ago, we were cruising towards FIRE while saving 50% of our incomes with specific goals in mind. Then, a year ago, I was diagnosed with Bipolar Disorder and my world took a turn. I entered a season of life where my mental health took the forefront of my focus.

September 20, 2022September 20, 2022

CoastFI and the Urge to “Look Rich”

I hit CoastFI in my early twenties, bought a house, got a dog, and financed a new car. Somewhere along the way, my okayness with not “looking rich” escaped me. After taking a year off from intensely saving and investing for health reasons, I slipped into being “normal” again. In this case “normal” meant that urge to “keep up with the Jones’s”.